Free Philippine finance calculators

Simple, accurate tools that use the latest BIR, SSS, PhilHealth, and Pag-IBIG rates. No sign-up, no fuss.

Compare banks, cards & loans

Independent comparisons, ranked by the everyday numbers — not the marketing.

Best Digital Bank Rates Tonik, Maya, GoTyme, UNO & more Best Cashback Cards Real rates, caps & fees Best Personal Loans Banks vs apps, real cost Best Rewards Cards Points cards compared

Calculators

Salary & pay

Work out what actually lands in your pocket each payday.

Take-Home Pay Calculator Net salary after tax & deductions 13th Month Pay Calculator Your bonus, pro-rated Holiday & Overtime Pay Calculator Holiday, rest-day & night-diff pay Freelancer Tax Calculator 8% vs graduated — which is cheaper

Government contributions

Your mandatory SSS, PhilHealth, and Pag-IBIG deductions, split out.

SSS Contribution Calculator Employee, employer & EC split PhilHealth Contribution Calculator Premium and your share Pag-IBIG Contribution Calculator Monthly HDMF contribution

📊 Or see the full 2026 SSS, PhilHealth & Pag-IBIG contribution tables.

Loans & borrowing

Estimate monthly payments and the real cost before you sign.

Home Loan Calculator Monthly amortization & interest Personal Loan Calculator Add-on vs diminishing cost SSS Salary Loan Calculator Loanable amount & net proceeds

Save, invest & retire

Plan your savings, dividends, and retirement income.

Compound Interest & Savings Calculator Grow savings or hit a goal Pag-IBIG MP2 Calculator Tax-free 5-year dividends SSS Pension Calculator Monthly retirement estimate GSIS Pension Calculator For government employees Life Insurance Calculator Coverage you need

Guides

New to payslip deductions? Plain-language explainers on income tax, SSS, PhilHealth, and Pag-IBIG — or browse all guides.