Free Philippine finance calculators

Simple, accurate tools that use the latest BIR, SSS, PhilHealth, and Pag-IBIG rates. No sign-up, no fuss.

Compare banks, cards & loans

Independent comparisons, ranked by the everyday numbers — not the marketing.

Best Digital Bank Rates Tonik, Maya, GoTyme, UNO & more Best Cashback Cards Real rates, caps & fees Best Personal Loans Banks vs apps, real cost Best Rewards Cards Points cards compared

Calculators

Salary & pay

Work out what actually lands in your pocket each payday.

Take-Home Pay Calculator Net salary after tax & deductions 13th Month Pay Calculator Your bonus, pro-rated Holiday & Overtime Pay Calculator Holiday, rest-day & night-diff pay Freelancer Tax Calculator 8% vs graduated — which is cheaper

Government contributions

Your mandatory SSS, PhilHealth, and Pag-IBIG deductions, split out.

SSS Contribution Calculator Employee, employer & EC split PhilHealth Contribution Calculator Premium and your share Pag-IBIG Contribution Calculator Monthly HDMF contribution

📊 Or see the full 2026 SSS, PhilHealth & Pag-IBIG contribution tables.

Loans & borrowing

Estimate monthly payments and the real cost before you sign.

Home Loan Calculator Monthly amortization & interest Personal Loan Calculator Add-on vs diminishing cost SSS Salary Loan Calculator Loanable amount & net proceeds

Save, invest & retire

Plan your savings, dividends, and retirement income.

Compound Interest & Savings Calculator Grow savings or hit a goal Pag-IBIG MP2 Calculator Tax-free 5-year dividends SSS Pension Calculator Monthly retirement estimate GSIS Pension Calculator For government employees GSIS Separation Pay Calculator Leaving before retirement Life Insurance Calculator Coverage you need

Guides

New to payslip deductions? Plain-language explainers on income tax, SSS, PhilHealth, Pag-IBIG, SSS for OFWs, and the GSIS pension — or browse all guides.